AI-powered settlements for
nonbank financial institutions
nonbank financial institutions
Become independent from large banks — UNYX helps you
boost revenues globally with faster, transparent, compliant settlement
boost revenues globally with faster, transparent, compliant settlement
Instant settlement
Move from days to seconds
1 membership 100+ currencies
1 membership 100+ currencies
Cross-border as a revenue driver
Earn yield, FX, and fees by servicing UNYX members
Full transparency
Compliant, auto custody, governance and audited
Settlement built for your unique
business needs
business needs
Choose a path tailored to your institution
How It works
Settlement flows are coordinated by specialized AI agents, keeping every transaction compliant and efficient.
With agentic orchestration, evidence on demand, programmable treasury, and infrastructure-agnostic design,
UNYX delivers a settlement layer that adapts to your systems without disruption
With agentic orchestration, evidence on demand, programmable treasury, and infrastructure-agnostic design,
UNYX delivers a settlement layer that adapts to your systems without disruption
Meet your AI agents
Risk & limits
Enforces caps and exposure before execution →
Compliance
Automates AML, sanctions, KYB/KYF checks →
Exception & dispute
Detects anomalies and resolves incidents →
Policy & governance
Maintains signed rules and attestations →
Liquidity routing
Finds the best corridor and counterparty path →
Orchestrator
Sequences workflows and resolves trade-offs →
Treasury & reconciliation
Allocates wallets and syncs ledgers →
Integration made simple
Bring your own systems; UNYX handles the rest.
Our infrastructure-agnostic design lets you plug in with minimal changes and scale with policy-aligned automation
Our infrastructure-agnostic design lets you plug in with minimal changes and scale with policy-aligned automation
- Drop-in settlement layer preserves your existing UI investments
- Quick integration with comprehensive documentation
- Secure sandbox environment for testing
The settlement layer for the $70T
nonbank economy
nonbank economy
Agentic AI and multi-stablecoin rails deliver real-time, collateral-free settlement for NBFIs—cutting costs by up to 70% with bank-grade compliance.
Founding members are live; explore the opportunity.
Founding members are live; explore the opportunity.
UNYX vs Legacy
Our members are regulated in the US, UK, EU, South Africa, and more
Supported Corridors
Europe
Germany, France, Netherlands, and more
Africa
Nigeria, South Africa, Kenya, and more
North America
Canada, US, Mexico
Middle East
UAE and wider Gulf region
Ready to get started?
Let us configure a compliant, automated settlement path tailored to your corridors
UNYX the policy-aligned settlement layer for cross-border finance
